Community Development


Community Development

The City of Cranston has been awarded a Community Development Block Grant from the U. S. Department of Housing and Urban Development in the amount of $1,065,357

for fiscal year 2019-2020. These funds will be used to support a wide range of activities specifically targeted to benefit persons of very low and low income. HUD income limits according to household size are listed below. Program examples supported by these CDBG funds include housing rehabilitation, emergency fuel assistance, minority outreach health programs, Adult Day Care and a Mayor's Scholarship Program.

Housing Rehabilitation Loan Program

This program provides low-interest loans to income eligible Cranston homeowners to assist them in making needed repairs and improvements to their homes and to correct code violations. Program is available for single family to three family buildings and property must be owner occupied. Typical improvements include roofs, vinyl siding, replacement windows, doors, and gutters. Depending on an applicant's household income, this loan program includes a 0% deferred or a 2% interest loan with a 15 year amortization.
Funds can not be used for new construction.

First Time Home Buyers Programs

The Department of Community Development offers two programs for first time income eligible home buyers purchasing a home in the City of Cranston. The assistance given at time of closing becomes a grant after homeowner has resided in the property for five years.

Closing Cost Assistance Program

This program is available to first time income eligible home buyers to help defray some of the fees incurred at closing. This five year grant will provide up to $3,000 toward closing costs.

Down Payment Assistance Program

The Down payment assistance program provides 50% of the required down payment, not to exceed $5,000. This matching fund program is available to first time income eligible homeowners but can not be combined with the Closing Cost Assistance Program.


PLEASE CALL FRAN FALCONE AT 401-780-6240 or E-Mail at

Income Eligibility According to Household Size (Effective April 1, 2019)

Income Level 1 Person 2 Person 3 Person 4 Person  5 Person  6 Person  7 Person  8 Person 
50 Percent of Median 28,700 32,800 36,900 40,950 44,250 47,550 50,800 54,100
80 Percent of Median 45,850 52,400 58,950 65,500 70,750 76,000 81,250 86,500